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How Much Does Professional Indemnity Insurance Cost in 2026?

The cost of professional indemnity insurance in the UK varies significantly depending on your profession, experience, and claims history. However, we can provide some typical costs: Freelancers and small businesses typically pay between £100 and £300 per year. Regulated professions such as solicitors and financial advisors may pay between £500 and £2,000 per year. Larger practices and firms with multiple partners may pay several thousand pounds per year. Several factors influence the cost of PI insurance: the level of cover you choose (typically ranging from £250,000 to £5 million), your profession and the associated risks, your claims history and experience, the size of your business and annual turnover, and the specific insurer and their underwriting criteria. To get the best deal on PI insurance, it's worth comparing quotes from multiple insurers. Leo's comparison tool can help you do this quickly and easily.

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