Why do bookkeepers need PI insurance?

As a bookkeeper, you provide expert advice and services that your clients depend on. If something goes wrong, a mistake, an oversight, or even a misunderstanding, your client could claim you caused them a financial loss. Professional indemnity insurance covers the legal costs of defending yourself and any compensation you might need to pay.

Common risks for bookkeepers include data entry errors, VAT miscalculations, late filing penalties. Even careful professionals face claims from misunderstandings or unrealistic client expectations. PI insurance gives you the confidence to do your best work knowing you are protected.

Regulatory requirement: ICB/IAB strongly recommends that bookkeepers hold PI insurance.

What cover level do you need?

Most bookkeepers opt for £500K of cover. The right level depends on the size of your projects, your annual revenue, and any contractual requirements from your clients. Many enterprise clients require at least £1M of PI cover as a condition of working together.

How much does it cost?

Bookkeeper PI insurance starts from £10/mo for £500K of cover. The exact price depends on your annual revenue, claims history, and the specific services you provide. Leo compares prices from across the market to find you the best deal.

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Frequently asked questions

Bookkeeper PI insurance starts from £10/mo for £500K cover. Your exact price depends on revenue, claims history, and cover level.

ICB/IAB strongly recommends that bookkeepers hold PI insurance.

PI insurance for bookkeepers covers claims arising from data entry errors, VAT miscalculations, late filing penalties. It pays for legal defence costs and any compensation awarded.

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