Why do structural engineers need PI insurance?

As a structural engineer, you provide expert advice and services that your clients depend on. If something goes wrong, a mistake, an oversight, or even a misunderstanding, your client could claim you caused them a financial loss. Professional indemnity insurance covers the legal costs of defending yourself and any compensation you might need to pay.

Common risks for structural engineers include structural calculation errors, building safety failures. Even careful professionals face claims from misunderstandings or unrealistic client expectations. PI insurance gives you the confidence to do your best work knowing you are protected.

Regulatory requirement: IStructE requires all practising structural engineers to hold professional indemnity insurance.

What cover level do you need?

Most structural engineers opt for £2M of cover. The right level depends on the size of your projects, your annual revenue, and any contractual requirements from your clients. Many enterprise clients require at least £1M of PI cover as a condition of working together.

How much does it cost?

Structural Engineer PI insurance starts from £22/mo for £2M of cover. The exact price depends on your annual revenue, claims history, and the specific services you provide. Leo compares prices from across the market to find you the best deal.

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Frequently asked questions

Structural Engineer PI insurance starts from £22/mo for £2M cover. Your exact price depends on revenue, claims history, and cover level.

IStructE requires all practising structural engineers to hold professional indemnity insurance.

PI insurance for structural engineers covers claims arising from structural calculation errors, building safety failures. It pays for legal defence costs and any compensation awarded.

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